It's often noted that older adults have the highest rate of homeownership. Almost 80 percent of those age 65 and older own their own home. This statistic presents a sense of stability and security for older adults, but it belies reality for many. A gentleman who regularly checks in at an affordable housing community (where I serve on the board) makes this vivid for me. While waiting for a unit to become available, this man lives in a dilapidated basement apartment with boarded up windows because it's all he can afford.


Access to broadband internet is fast becoming a predictor of whether you are on the “have” or “have not” side of the American wealth divide. If you can’t access high-speed internet regularly and don’t know how to take advantage of it, you probably won’t do as well in school, won’t know about good available jobs and won’t be able to get those jobs if you did.