One valuable tip for counselors to share with clients opting for a disaster-related mortgage forbearance? Keep a careful log of the people you talk to, say Jen Harris and Patty Brown, trainers for "Foreclosure Intervention Services During Disaster Recovery," a course hosted during the NeighborWorks Virtual Training Institute (Aug. 17-21).

Black homeownership rates continue to lag behind those of the white community. This is a gap that the affordable housing and community development fields have strived to close for generations. And the issue hasn't gotten better over time. In fact, communities of color are consistently among the hardest hit during economic downturns. 

With the expiration of the Coronavirus Aid, Relief and Economic Security (CARES) Act, renters across the country are wondering what to do as eviction moratoriums and expanded unemployment end. This puts rental counselors in a challenging spot.