"If there's a silver lining to the pandemic," says Daniela Ogden, Eden Housing's vice president of communications, advocacy and fund development, "it's this: Affordable housing works. Even as residents lose hours and jobs, those who live in Low-Income Housing, Tax Credit housing, or receive Section 8 or 202 housing vouchers, have remained stably housed. The programs, coupled with rent relief provided by Eden's Tenant Relief Fund, have given low-income residents one less thing to worry about."

When she first started working as a homebuying educator in 2006, "it was a buyer's boom," says Gabriela Luna, now an educator and housing counselor at Tejano Center for Community Concerns in Houston, Texas. "Everyone was buying. There was so much support from all banks."
 

Elizabeth Alonzo-Villarreal works with a staff of eight at NeighborWorks Laredo, where she serves as CEO. But together, the staff helps about 1,000 others each year. So when the staff switched from working in a central office to working from home at the start of COVID-19, the organization utilized grants from NeighborWorks America to help things run more smoothly as they continued to provide homebuyer education, financial capability training and foreclosure prevention counseling.

Teresa Pucheta had lived alone for years, until a friend with health problems needed a place to stay. She shared her house with him until he died of cancer, she says. "Then I saw the house was kind of lonely. Another friend said: 'There's a place you can get a roommate.'" That's when Pucheta first found out about a house-sharing program at St. Ambrose Housing Aid Center, a NeighborWorks network organization in Baltimore, Maryland.

Economic hardships are changing the way we live, according to a new NeighborWorks America survey released on July 16. The survey, conducted annually, examines Americans' feelings and behaviors when it comes to housing and personal finances.