A national housing counseling program designed and administered by NeighborWorks America is working to make an impact. The Housing Stability Counseling Program (HSCP) was designed to support families and individuals who are facing foreclosure, eviction or homelessness as a result of pandemic-related economic fallout. NeighborWorks America was charged with implementing the $100 million program as part of the American Rescue Plan Act of 2021. 

A national housing counseling program designed and administered by NeighborWorks America is working to make an impact. The Housing Stability Counseling Program (HSCP) was designed to support families and individuals who are facing foreclosure, eviction or homelessness as a result of pandemic-related economic fallout. NeighborWorks America was charged with implementing the $100 million program as part of the American Rescue Plan Act of 2021. 

The client who phoned Noelia Castro Ramirez, a HUD-certified housing counselor with Ponce Neighborhood Housing Services, had already been turned down for loss mitigation by his bank. He had written up a budget and submitted it, she says. But the budget didn't show that he could cover his monthly loan payments.  
 

The client who phoned Noelia Castro Ramirez, a HUD-certified housing counselor with Ponce Neighborhood Housing Services, had already been turned down for loss mitigation by his bank. He had written up a budget and submitted it, she says. But the budget didn't show that he could cover his monthly loan payments.  
 

With expanded child tax credits providing additional dollars for qualifying families, NeighborWorks network organizations doing tax preparation are working to get the word to as many families as they can. Staff and volunteers want to ensure eligible clients receive that money, along with the earned income tax credit, a tax break for low- to moderate-income earners, says Kori Hattemer, director of Prosper Programs for Foundation Communities.

"It's hard to gain assets or manage money without a basic understanding of financial capability," says Lucien Blackwell, equity sales associate for an international investment banking firm and instructor for a course on credit at the upcoming NeighborWorks Training Institute (NTI) "Money makes the world go round." 

An initiative led by Neighborhood Housing Services of South Florida (NHSSF) will empower Black and Latina women to create and grow their businesses – and own them. The education and financial initiative, which encourages women to form cooperatives, will focus on the care industry. 

In Texas, two kids have their own rooms for the very first time. In Alaska, a couple is able to open their home to friends. In Minnesota, a chef is glad to finally have a place of her own.

Over her 15 years as a homebuyer education teacher, credit boot camp instructor and counselor at Urban Edge, Gercide Luc has talked with people of many backgrounds. She's listened to questions. She's noticed trends. One of those trends included an increase in the number of Haitian clients seeking to talk to her about foreclosure.

Insurance, a repair business, a real estate firm and a sub-shop franchise. These are just some of the ways NeighborWorks network organizations earn revenue to support their nonprofits, which, with new management practices and processes, should help those nonprofits remain stable for years to come.