Energy awareness, weatherization and home repairs can make a difference in a resident's power bill. William Achnitz, vice president of home improvement and optimization for Community Development Corporation of Long Island (CDCLI), has a list of improvements his organization makes that have a significant impact. "Insulation, air sealing, window replacement, caulking, weather stripping, door sweeps, fans to increase ventilation, heating system repairs," he begins.

When a crisis strikes, NeighborWorks network organizations have tools to help. During the pandemic, one of the most visible tools was financial counseling, reports Michael Rayder, associate director of development with Maine's Avesta Housing. Individuals in Avesta's apartment rental homes lost jobs, hours and wages. "They needed to re-evaluate how they managed their budgets," Rayder says. "Financial capability was the way for us to provide services for people who were suddenly in crisis mode."