Say "homeless" and most people easily conjure up urban images. In rural communities, homelessness is just as real, but often invisible. That's why 118 NeighborWorks network organizations use innovative approaches to address the challenges of helping their neighbors not only find homes, but stay in them. And because every community is different, every agency's approach is designed to be appropriate for the population it serves.

Punxsutawney Phil, the world’s most celebrated groundhog, scurried back into his tunnel Feb. 2. According to folklore, that means winter will continue for six more weeks—continuing a season that included a “bomb cyclone” that, in many areas, was the most frigid stretch of weather surrounding New Year’s in recorded history.