Course Details

This course is for pre-purchase homeownership counselors with a minimum of one year one-on-one counseling delivery experience. Through hands-on applications, this intermedi-ate-level course teaches counselors the skills, procedures and subject matter expertise needed to create successful new homeowners. Participants will learn how to provide one-on-one counseling sessions to address savings, credit and debt barriers to homeownership, and use the latest industry tools, techniques and resources. Additionally, participants will practice mortgage readiness assessment, prequalification, standardized income calculations, credit report review, action plan development, and other key counseling activities. This course includes requirements for file management, code of conduct, and operations guide-lines for both HUD and the National Industry Standards for Homeownership Education and Counseling. Full certification in pre-purchase homeownership counseling is achieved by completing both this course and the Foreclosure Basics course HO109 (NTI), or HO109el (self-guided), or HO109vc (faculty-led) and passing the exam(s).

This faculty-led course includes self-paced online assignments and the use of peer discussion forums. The course is presented in four weekly lessons. A live online session is held weekly with the faculty and participants. Participants should expect to spend approximately four hours per week on course related reading and assignments.

This course counts toward initial NCHEC certification.

Course Length: 5 Days

Tuition: $0.0

Course counts toward a professional certificate (PCP): Yes